In today’s fast-paced world, smartphones have become indispensable tools. From staying connected with loved ones to managing professional commitments, they play a critical role in our daily lives. However, purchasing the latest smartphone often requires a significant investment, which may not always be feasible for everyone. Fortunately, buying a phone on EMI (Equated Monthly Instalments) offers an ideal solution for consumers who wish to upgrade without breaking the bank.
In this article, we will explore how to buy a phone on EMI, the benefits of easy EMI for mobile shopping, and how online mobile EMI shopping apps, like the Bajaj Finserv Insta EMI Card, make the process convenient and accessible.
How to Use the Insta EMI Card
The Insta EMI Card by Bajaj Finserv is a fantastic tool for individuals looking to purchase high-value products like smartphones without upfront payments. Here’s how you can use it:
- Activate Your Insta EMI Card: Before you can start using the card, you need to activate it. The card can be activated via the Bajaj Finserv app or website by logging in with your registered mobile number.
- Choose Your Mobile Phone: Browse through partner stores, either online or offline, that accept the Insta EMI Card. Many leading retail outlets and online platforms are part of this network.
- Select EMI Options: While checking out, select the EMI option, and choose the tenure that best suits your financial needs. With easy EMI for mobile, you can spread payments across several months, making the purchase lighter on your wallet.
- Swipe Your Insta EMI Card: Complete the purchase by swiping the Insta EMI Card at the store or entering your card details for online shopping. The entire process is seamless, ensuring that you get the latest phone without financial strain.
Benefits of Using the Insta EMI Card
There are numerous benefits to using the Insta EMI Card for purchasing your phone on EMI:
- No Cost EMI: One of the biggest advantages of using the Insta EMI Card is the availability of No Cost EMI options. This means you don’t pay any extra charges, and the total price of the phone is split into easy instalments.
- Pre-Approved Limit: The card offers a pre-approved limit, which allows you to make purchases instantly without waiting for credit approval.
- Flexible Tenures: With easy EMI shopping, you can choose a tenure ranging from 3 to 24 months, providing flexibility based on your monthly budget.
- Online and Offline Shopping: The card can be used both in physical retail stores and online mobile EMI shopping apps, making it versatile for all kinds of purchases.
- Minimal Documentation: Using the card for EMI shopping requires minimal documentation, simplifying the process for users.
Eligibility Criteria for Insta EMI Card
If you’re excited about the Insta EMI Card, here’s what you need to know about the eligibility criteria:
- Age: You must be between 21 and 65 years old.
- Income: A stable source of income is required to ensure that you can repay the EMI instalments.
- Credit Score: Although the Insta EMI Card is accessible to many, a healthy credit score boosts your chances of approval.
- Existing Customers: If you’re already a Bajaj Finserv customer, getting the Insta EMI Card is even easier, as your records are already with the company.
How to Apply for Insta EMI Card
Applying for an Insta EMI Card is a straightforward process. Here’s how you can do it:
- Visit the Bajaj Finserv Website or App: Head over to the official Bajaj Finserv platform.
- Fill in the Application Form: Enter your details like name, mobile number, and income to initiate the process.
- Complete KYC Verification: You will need to submit your KYC documents for verification. This can be done online by uploading scanned copies of your Aadhaar, PAN, and other identification proofs.
- Receive Your Card: Once approved, the card is activated digitally.
Online Mobile EMI Shopping Apps – Making Purchases Simple
Many consumers now prefer online mobile EMI shopping apps to buy phones on EMI. These apps streamline the entire process, offering a user-friendly experience for selecting, purchasing, and paying for a new mobile phone.
- Convenient Shopping Experience: EMI online shopping apps like Bajaj Finserv offer a seamless shopping experience. You can browse a range of mobiles, select one, and pay through easy EMI.
- Exclusive Offers: Many apps provide exclusive discounts and cashback offers for users who pay via EMI, adding to the appeal of using these platforms.
- Instant Approvals: With an easy EMI app, you can get instant approval for purchases, meaning there’s no need to wait for credit checks or documentation.
- Manage Payments Easily: EMI shopping apps also come with built-in payment management features, allowing users to track their EMIs, due dates, and available balance.
Conclusion
Purchasing a phone on EMI has never been easier, thanks to easy EMI shopping options and online mobile EMI shopping apps. With the Insta EMI Card, consumers have access to a world of affordable mobile purchases, spreading the cost across manageable payments. Whether you’re upgrading to the latest flagship phone or need a budget-friendly model, the Insta EMI Card makes it easy and affordable.